Wealth Creations

What do you know about your mortgage payment? Do you know how to calculate your mortgage payment? Would you like to know how to understand your mortgage payment? Did you know that the average American keeps their mortgage for just five years? This five-year average doesn’t mean that they move to another house, it just means that they refinance into another mortgage. This average in the past has been as high as seven years, but has moved down since the year 2000. So what does this mean for you? Before we ponder this, let’s ask another question. If you went to your mortgage broker and asked them why you pay so much interest to the bank at the beginning of your mortgage, and they say, “It’s because mortgage balance is higher in the beginning.” Do you think you’ve received a good answer from your mortgage broker? Actually, I believe you should get another mortgage broker if that’s the only explanation your mortgage broker can give you. There’s really a whole lot more to it than that. First of all, you don’t have to give all of your hard earned money to the bank just because they have figured out how to front load the interest on your mortgage! Why not explore other ways, like the Money Merge Account, to get your money working for you in terms of building equity? Secondly, just because the bank was willing to give you a mortgage loan, doesn’t mean that they’re really interested in helping you accomplish all that you can accomplish in terms of playing off your home as rapidly as possible. You really need to understand how that payment you will be making for the next 30, 20, 15 or 10 years is going to be split up. Is it mostly going to the bank as interest or to you in the form of equity?

What are your financial options as you assess your 2009? Do you have an award winning program that gives you the leverage you need to overcome the challenges of this economy? Are you practicing some of the suggestions from “The Storehouse Principle,” a book by Al Jandl and Van Crouch? This excerpt by Van Crouch from the introduction to the book gives one pause to think and then to act:

“How’s your financial life going? Is it moving along as well as you think it should? Or do you feel like you are in a gang fight and your gang didn’t show up? It’s tough wandering through life like a piano player in a marching band.

Are you confident about your future? Or do you have doubts? Are you leaving a mark on the world around you? When your life ends, what legacy will you leave behind? What a tragedy it would be to live an entire life without ever realizing the fulfillment and rewards that come from reaching our full potential.

Have you lowered your aspirations and settled for mediocrity? Have you decided to just maintain the status quo in your life instead of charging ahead of the pack? Are you groping for ways to get ahead in today’s volatile and uncertain economy?”

Van Crouch’s words should challenge us to think and act to secure our tomorrows. Do you have some key strategic partners and partnerships in place that will assist you in securing your 2009 and beyond? We each should.

Let’s strive to make our 2009 a properous one, filled with key alliances with individuals and institutions who are helping each other.

A few years back, I reached one of those critical ages where I needed to know, “Why nutrition is important when exercising?” I had been trying to lose that extra weight that I kept telling myself looked good on me. The time came when I decided to workout and the why is nutrition important when exercise has begun, question came up. I had done some reading on diets, nutrition and exercise, but I only wanted to diet. I didn’t want to take time to exercise, let alone being concerned about why nutrition is important when exercising! After a measure of success in losing some pounds, and additional reading on the subject, I started to better understand this nutrition and exercise aspect. I also learned a little about the role of organic foods and how they could contribute to my “Why nutrition is important during exercise?” question. By understanding these different aspects and deciding to commit myself to exercising, I was able to lose thirty pounds. I have lots of energy again and I have moved on to other projects like adding an exercise room in my house. So…Why is nutrition important when exercising?  - It helps to give you the fuel you need to make your workout more effective and you recover faster so you have more energy to go about your exciting day! Isn’t that what we all want? - Just to feel good about ourselves and show it through our energy levels?

To find out why one project makes my days more exciting than most peoples’ visit United First Financial.

I am excited today because I have given a client of mine an opportunity to rapidly eliminate their debts and be well on the way towards building true wealth. What’s really special about this is that she is only thirty years old and she will be able to ‘retire’ when she wants too because of financial freedom!